Version 1.0 — 16 September 2026
These Terms of Use ("Terms") govern your use of bizactly.com and the Bizactly financial reporting platform (the "Service"), operated by Bizactly ("Bizactly," "we," "us").
By creating an account, connecting an accounting platform, or otherwise using the Service, you agree to these Terms. If you are agreeing on behalf of a business, you confirm you have authority to bind it, and "you" means that business. If you do not agree, do not use the Service.
Our Privacy Policy explains how we handle information and forms part of these Terms.
Bizactly reads financial data from accounting platforms you connect — currently Xero — and turns it into on-screen reports, consolidated group reporting, and downloadable Excel workbooks.
The Service reads your accounting data. It does not create, edit, or delete anything in your accounting platform.
Figures shown in Bizactly are as at the last time they were synced, which the Service displays alongside them. They are not a live view of your accounting platform.
Bizactly is a reporting tool. It presents and consolidates figures drawn from the data in your connected accounting platform. It does not provide accounting, audit, tax, investment, or other professional advice, and nothing it produces should be relied on as such.
You are responsible for reviewing any report before you rely on it or give it to anyone else — a client, a lender, a board, or a regulator. Where you are a professional adviser using Bizactly in your practice, your own professional obligations to your clients are unchanged by using it.
Reports are only as accurate as the data they are built from and the report layouts you configure. We do not verify the accuracy or completeness of data held in your accounting platform.
Connecting Xero (or another supported platform) authorises Bizactly to read data from it on your behalf through that platform's API. By connecting an organisation you confirm you are entitled to grant that access.
We request read-only access, and only the permissions the reports need. You can disconnect an organisation at any time from the Reporting Hub; doing so revokes our access at the accounting platform.
Your use of Xero is governed by your own agreement with Xero, not by these Terms. We are not responsible for the availability, accuracy, or conduct of any third-party platform you connect.
The Service can issue read-only connections that let an AI assistant you choose query your figures. If you create one:
Where you are a professional adviser, connecting an assistant to client financial data may engage your own confidentiality obligations. That assessment is yours to make.
As between you and us, your financial data and the reports built from it remain yours. We claim no ownership of them.
You grant us the permission needed to host, process, and display that data for the purpose of providing the Service to you — and for no other purpose. We do not sell your data, and we do not use your financial data to train machine learning models.
We retain your data for as long as your account is active. When you remove a connected organisation we delete the stored figures for it. See the Privacy Policy for detail, and contact us if you want your account and its data removed.
You agree not to:
We aim to keep the Service available and working, but we do not guarantee uninterrupted access. Maintenance, third-party outages, and faults happen.
We may change, add, or remove features. Where a change would materially reduce what the Service does for you, we will give reasonable notice.
The Service depends on third-party platforms and their APIs. If a provider changes or withdraws access, parts of the Service may change or stop working.
Fees, billing frequency, and any trial period are as stated at the point you subscribe. Unless stated otherwise, fees are payable in advance and are not refundable for a period already begun.
We may change fees on reasonable notice. A change takes effect at your next renewal, and you may cancel before it does.
You may stop using the Service and close your account at any time by contacting us.
We may suspend or end your access if you materially breach these Terms, if your use puts the Service or other users at risk, or if fees go unpaid after reasonable notice. Where circumstances allow, we will tell you first and give you a chance to put it right.
On termination your right to use the Service ends. Sections 2, 6, 11, 12 and 14 survive.
The Service is provided "as is" and "as available". To the extent permitted by law, we exclude all warranties not expressly given in these Terms, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Nothing in these Terms excludes, restricts, or modifies any guarantee, right, or remedy you have under the Australian Consumer Law or other law that cannot lawfully be excluded. Where our liability for a failure to comply with such a guarantee can be limited, it is limited to re-supplying the Service or paying the cost of having it re-supplied.
To the extent permitted by law, neither party is liable to the other for indirect, incidental, special, or consequential loss, or for loss of profit, revenue, goodwill, or anticipated savings, however arising.
To the extent permitted by law, our total liability arising out of or in connection with the Service in any twelve-month period is limited to the fees you paid us for the Service in that period.
These limits do not apply to liability that cannot lawfully be limited.
We may update these Terms. The version and date at the top of this page show when they last changed.
Where a change is material we will give reasonable notice before it takes effect — by email or in the Service. Continuing to use the Service after that means you accept the updated Terms. If you do not, you may close your account.
These Terms are governed by the laws of Western Australia, Australia. You and we submit to the non-exclusive jurisdiction of the courts of that State and the courts able to hear appeals from them.
If any provision is found unenforceable, the rest continues to apply. A failure to enforce a provision is not a waiver of it. You may not transfer your rights under these Terms without our consent; we may transfer ours as part of a sale or reorganisation of the business.
These Terms and the Privacy Policy are the whole agreement between us about the Service.